We hear clients say all the time that they don’t want to “go after” anyone when they know what happened was an accident. While we think this is very noble and goodhearted, that’s not exactly how it works.
In Louisiana, all drivers are required by law to have a minimum amount of auto insurance. This is required because people deserve to have a way of being made whole after being hurt by someone else.
So if someone causes a wreck and you are injured because of it, you deserve to be compensated for it so that you can get back to your life as it was before the crash.
If you are really uncomfortable with the idea of “suing” someone, you don’t have to worry.
The first step of an injury case is to make a claim against the other person’s insurance company. In a lot of situations, a settlement agreement can be worked out with that insurance company before a lawsuit is ever filed. If that insurance company refuses to pay what you deserve for your damages, the next step would be to file a lawsuit. Again, though, in many cases, you are asking the person’s insurance company to pay you for your damages, not the person directly. And this is why we pay for insurance…so that we do not have to come out of pocket to compensate another person if we accidentally cause them harm.
In some situations, the other driver has no insurance even though it is legally required. If this is the case, there still may be a way for you to pursue compensation through your own insurance company or a third party.
Don’t wait until it’s too late to secure compensation–contact the car accident lawyers in Lafayette at Blase Inzina Injury Attorneys as soon as possible to get started.